Whole Life Insurance With Critical Illness

Critical illness insurance is a benefit that can be added to a whole of life insurance product. Critical illness cover will pay a lump sum benefit to the life assured on diagnosis of a critical illness outlined within the specific companies definitions.

Critical illness cover will add to the premium and can be quite expensive depending on your age and smoker status. Where as whole life insurance will guarantee payout on death. Critical Illness will only be available up to the maximum age of 75. At this point the critical illness will stop and you will be left with just the whole life cover. Unlike whole life insurance which pays out on death, critical illness will only pay out on diagnisis of one of the specified critical illness's outlined in the policy documentation. Different insurance companies will vary on the amount of illness's covered within a critical illness policy. Make sure you read the key facts document carefully to understand what illness's are covered and specifically to what seriousness would it need to be in order to make a clame. For quotes or more information on critical illness cover go here.

Feel free to speak to one of our advisors for more details or fill in your details in the form provided to get a quote for whole life insurance with critcal illness.